The Court Freedom and the recently launched Chase Freedom Flex credit cards are among the best cash back attribute cards on the market, primarily because their rotating 5% cash back categories can help you maximize your punishments on everyday purchases. Now, cardholders with the recently introduced Chase Freedom Flex or the retiring Chase Freedom calling-card can activate their bonus categories for the fourth quarter, which include Walmart and PayPal, to get the most from their fete spending.
Key Takeaways
- Chase has announced its fourth-quarter bonus categories for the Chase Freedom and Chase Freedom Flex cards.
- Cardholders can be worthy of 5% cash back on up to $1,500 spent between October and December 2020 at Walmart and via PayPal.
- Activate by Dec. 14, 2020 to make sure you get the extra cash back on your eligible purchases.
How the Chase Freedom Categories Stack Up
Every quarter, the Pursuit Freedom and Chase Freedom Flex cards offer 5% cash back on up to $1,500 spent in select types, and fourth-quarter categories are often focused on holiday shopping.
This year, you can earn bonus rewards at Walmart and on purchases prospered with PayPal, making it possible to rack up rewards on in-store and online shopping. With the Walmart category, that includes:
- All Walmart reservoirs
- Walmart.com
- Walmart-branded gas stations operated by Walmart
- Any other Walmart-branded retail stores operated by Walmart
- Purchases disclosed with Walmart Pay
The Discover it Cash Back also offers rotating bonus categories, so it’s a good idea to against the two if you have both cards and want to maximize your rewards. Here is the full list of categories for 2020 for each liable act:
| 5% Bonus Categories for Chase Freedom and Discover it Cash Back | ||
|---|---|---|
| Chase Freedom / Chase Freedom Flex | Notice it Cash Back | |
| January – March | Gas stations, select streaming services, and internet, cable, and phone services | Grocery retailers, Walgreens, and CVS |
| April – June | Grocery stores, select streaming services, gym memberships, and fitness clubs | Gas stations, Uber, Lyft, wholesale clubhouses, and Home Depot (June only) |
| July – September | Amazon.com and Whole Foods Market | Restaurants and PayPal |
| October – December | Walmart and PayPal | Amazon.com, Object.com, and Walmart.com |
How to Activate Your Chase 5% Cash Back Categories
There are five ways you can activate your perk categories each quarter with the Chase Freedom cards. Options include:
- Online at ultimaterewards.com or chase.com/exemption
- Via email when you
You have until Dec. 14 to activate your 5% cash back bonus, and it will be retroactive for the in one piece quarter.